The lending landscape has fundamentally changed. Banks face increased competition for business customers from online-only financial institutions and alternative lenders, and digital-first consumers expect financial products that offer convenience, transparency and speed.

Numerated was founded to help banks thrive in the new lending market by leveraging data science and automation: improving their profitability, averting the competition, and attracting new customers for sustained growth.

Unlike other fintech companies that compete with banks, Numerated was built for banks, incubated inside a bank, funded by banks, and is backed by and partnered with the world's largest bank technology company.


Dan O'Malley, Founder & CEO


Dan is the CEO of Numerated Growth Technologies, Inc., the first company to be spun out of Eastern Bank’s financial technology incubator, Eastern Labs. Prior to Numerated, Dan was the head of Eastern Labs and the Chief Digital Officer of Eastern Bank, the largest and oldest mutually owned bank in the U.S. 

Before founding Eastern Labs, Dan was the CEO of PerkStreet Financial, which he co-founded, raised multiple rounds of capital for, and grew to $1 billion in annual transaction volume. Prior to PerkStreet, Dan was an executive at Capital One, where he co-founded Capital One’s Payments division and relaunched the company’s cash back credit card.

Dan began his career as a consultant at Oliver Wyman, serving Fortune 1000 financial services firms and retailers. Dan has a passion for furthering STEM education and a degree in Operations Research from Princeton.

Strategic Partnership


Numerated and FIS™, the world's largest global provider dedicated to financial technology solutions, have partnered to bring real-time lending to more banks across the U.S. Our partnership offers banks deep data and technical integrations, minimal IT resource requirements, and accelerated speed to market.

Investors & Board

Numerated is backed by leading venture capital firms and a Board with long-standing leadership in financial technology.

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