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A Digital, End-to-End Lending Platform
for All Business Banking Products

 

Numerated’s digital loan origination system helps banks and credit unions create faster, simpler, and more efficient digital lending and account opening experiences in business banking. Institutions using Numerated create exceptional borrower experiences by offering businesses:

  • Simple applications pre-filled across multiple bank products, including simplified digital document collection
  • Flexible underwriting configurable by risk tolerance, including manual review, automatic offer/decline and full spreading capabilities for larger loans
  • Frictionless closings with auto-generated fully digital, execution-ready doc packages and data exports to the core to eliminate rekeying
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Pre-Filled Digital Applications

 

Make it easy for businesses to apply for any product, anywhere, anytime with a desktop and mobile-friendly application experience

 
 Consistent Experiences: Offer common application experiences across all credit and deposit products in business banking
 
 Omnichannel Integration: Support both self-service and banker-led customer journeys across every bank channel
 
 Simple Applications: Benefit from rich third-party and core data integrations to pre-populate applications and reduce applicant work
 
 Guided Applications: Provide in-app help text and email reminders to reduce abandonment
 
 Document Collection: Secure document upload portal to streamline information gathering
 
Learn more about Digital Applications
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Flexible Digital Underwriting

 

Provide fast decisions and offers, without sacrificing transparency or credit control. Automate by product, from manual review to end-to-end automation

 
 Data-Driven Decisioning: Instant data aggregation and risk flagging to enrich and score applications
 
 Financial Spreading & Analysis: Automatically spread financials and tax returns in minutes to support larger loans for more complex entities
 
 Scored Lending: For credit products, define credit decisioning logic by segment with 100+ parameters and 5 external credit scores
 
 Workflow Management: Review workflows to assign, escalate, and manage applications
 
 Digital Offer Management: Recommended offers with editable terms and manage delivery, counter-offer execution and doc signing
 
 Integration Ready: Leverage platform off-ramps to push data into existing bank loan origination and document management systems
 
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Streamlined Digital Closings

 

Execute fast and frictionless closings of time-consuming doc packages to reduce work for lenders and borrowers

 
 Package Creation: Complimentary, standardized set of digital documents unique to each product
 
 Automated Closings: Auto-generated, execution-ready closing packages reduces document preparation
 
 Digital Signing: Via DocuSign for both business and institution counter signing routed automatically to all required stakeholders
 
 Document Management: Document package progress tracking and reminders from signing to boarding
 
 Data Export: Data export to core to reduce errors and eliminate rekeying
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One Platform, Any Product

A single, consistent experience for any business banking product, used by retail, business and commercial banking teams. Drive efficiency gains and convenience across small business and larger C&I bank products
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Business Term Loans
Business Lines of Credit
Business Credit Cards
Deposit Account Opening
Overdraft Lines of Credit
SBA Express Loans
Equipment & Vehicle Loans
Working Capital Lines of Credit
Commercial Real Estate Loans
*Inquire about additional products in development

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Implement & Scale Quickly

We have flipped the traditional multi-year bank technology implementation on its head to ensure banks benefit quickly in making digital transformation real for their customers and employees:
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The fastest time to value of any
fintech business banking solution
 
Start closing loans and opening accounts
within 30-60 days

Configurable deployment templates
help speed time to value

Best practice launch models across a
wide range of products, markets, asset sizes

Learn More About Numerated’s Solutions

Digital Applications | Financial Spreading & Analysis | Digital Account Opening | Digital Lending 

Contact Us

1 Lincoln Street, Floor 30
Boston, MA 02111
857-254-4193

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Recent Press

Finextra: FNBC Bank & Trust deploys Numerated loan origination system

PYMNTS: Agility Bank, Numerated partner on 'bank of the future'

Tearsheet Podcast: The conversation in most bank board rooms

Bank Automation News: Commercial loan automation vendor Numerated acquires financial spread fintech

Boston Business Journal: Top 25 Massachusetts companies on the Inc. 5000

Lend Academy: Fintech tops Inc. 5000 list

Barron's: The pandemic changed commercial lending overnight: what the future holds

American Banker: How a mudslide prepared this small bank to handle the pandemic
361809 Numerated - 2022Inc5000_Custom_Rank
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