Make it easy for businesses

to borrow from your institution

Go beyond digital applications with digital lending solutions that provide businesses with fast decisions and offers on credit.

Banks and credit unions using Numerated streamline decisioning without sacrificing credit control. Apply different degrees of decisioning automation and workflows by credit product to align with risk cultures, existing technology, and resource availability. 

Numerated offers digital lending solutions across a growing number of business banking products, including term loans, lines of credit, SBA loans, overdraft, credit cards, equipment loans, working capital lines and owner-occupied real estate.



Bank-Controlled Automation

Apply as much or as little credit decisioning automation by product. Choose from a spectrum of decisioning solutions, from streamlining manual underwriting with data collection to enabling full real-time lending that take customers from application start to account funded in as few as 3 minutes.

Spreading Automation & Financial Analysis

Extract financial data from any document type and leverage OCR and AI to intelligently spread business financials in minutes instead of hours. Traceability of all numbers back to source documents provides confidence and explainability of all calculations.

Transparent Scored Lending

Customize credit decisioning logic with a transparent, segment-based approach across 100+ parameters. Benefit from risk-based pricing, financial validation, and integration with external credit scores, including FICO, SBSS, PayNet, Experian and Equifax.

Digital Offers & Counter Offers

Quickly present businesses with digital offers, including both binding or non-binding offers. Create advanced counter offer logic with waterfall decisioning that ensures declined businesses are matched with other products to meet their needs.

Digital Documents & Signing

Offer businesses convenience with digital delivery of documents and e-signing. For credit products requiring the business to upload additional business information and financial documentation, leverage Numerated’s secure portal for document uploading and collection.

Integration Ready

Leverage Numerated’s digital lending capabilities in concert with existing bank technology with off-ramps available at multiple points in the digital lending process, including to document management systems and loan origination systems.

Learn More Today

Connect with us to learn what Numerated's digital lending solutions can do for your bank